Privacy Policy
How we collect, use, and protect your personal information
Introduction
Harmond Capital ("we", "us", "our") is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our website or engage our services.
We are a data controller for the purposes of the UK General Data Protection Regulation (UK GDPR), the EU General Data Protection Regulation (EU GDPR), and other applicable data protection laws. We are responsible for ensuring that your personal information is processed lawfully, fairly, and transparently.
By visiting our website or using our services, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with our practices, please do not use our services.
Information We Collect
We may collect and process the following categories of personal data:
1. Information You Provide Directly
- •Contact Information: Name, email address, telephone number, postal address
- •Identification Information: Date of birth, passport/ID card details, national insurance number, tax identification number
- •Financial Information: Bank account details, investment objectives, risk tolerance, current investments, income, assets, liabilities, source of funds, source of wealth
- •Employment Information: Occupation, employer name, employment status
- •Communications: Records of correspondence, meeting notes, questionnaire responses
2. Information We Collect Automatically
- •Technical Information: IP address, browser type and version, operating system, device type, time zone setting
- •Usage Information: Pages visited, time spent on pages, links clicked, referring/exit pages, date and time of visits
- •Cookies and Similar Technologies: Information collected through cookies, web beacons, and similar tracking technologies
3. Information from Third Parties
- •Credit Reference Agencies: Credit history and financial background information
- •Identity Verification Services: Verification of identity documents and anti-fraud checks
- •Publicly Available Sources: Information from public registers, company databases, and professional networking sites
- •Financial Institutions: Transaction data and account information from banks and investment platforms (with your consent)
How We Use Your Information
We use your personal information for the following purposes:
1. Provision of Services
- •To provide wealth management and investment advisory services
- •To assess your suitability for specific investment products and services
- •To execute transactions and manage your investment portfolio
- •To provide ongoing account administration and support
2. Compliance and Legal Obligations
- •To comply with anti-money laundering (AML) and counter-terrorist financing (CTF) obligations
- •To verify your identity and conduct due diligence checks
- •To comply with regulatory reporting requirements
- •To prevent, detect, and investigate fraud, money laundering, and other criminal activity
- •To respond to legal processes and cooperate with law enforcement
3. Communications
- •To respond to your inquiries and provide customer support
- •To send you service-related notifications and updates
- •To send you marketing communications (with your consent)
- •To conduct client satisfaction surveys and research
4. Business Operations
- •To improve our website, services, and customer experience
- •To conduct data analysis, audits, and business development
- •To protect against security threats and maintain system integrity
- •To manage and resolve disputes
Legal Basis for Processing
Under GDPR, we process your personal data based on the following legal grounds:
- •Contract Performance: Processing is necessary to perform our services under an agreement with you or to take steps at your request before entering into a contract
- •Legal Obligation: Processing is required to comply with legal and regulatory obligations, including AML/CTF requirements, tax reporting, and financial services regulation
- •Consent: You have given explicit consent for specific purposes, such as receiving marketing communications or sharing data with third parties
- •Legitimate Interests: Processing is necessary for our legitimate business interests, such as fraud prevention, network security, business development, and improving our services, provided these interests are not overridden by your rights and interests
Data Sharing and Disclosure
We do not sell your personal data. We may share your information with the following categories of recipients:
- •Financial Institutions: Banks, investment platforms, custodians, and other financial service providers necessary to execute and settle transactions
- •Professional Advisers: Solicitors, accountants, auditors, and other professional service providers when necessary for your service
- •Regulatory Authorities: Financial conduct authorities, tax authorities, law enforcement agencies, and other government bodies when required by law
- •Service Providers: IT service providers, cloud storage providers, identity verification services, and other third parties who support our business operations (under strict confidentiality agreements)
Your Rights
Under GDPR, you have the following rights regarding your personal data:
- •Right of Access: You can request a copy of the personal data we hold about you
- •Right to Rectification: You can ask us to correct inaccurate or incomplete data
- •Right to Erasure: You can request deletion of your data in certain circumstances
- •Right to Restriction: You can ask us to limit how we use your data
- •Right to Data Portability: You can request your data in a machine-readable format
- •Right to Object: You can object to processing based on legitimate interests or for marketing purposes
Contact Us
For any privacy-related inquiries or to exercise your rights, please contact us:
Data Protection Officer
Email: privacy@harmondcapital.co.uk
Address: 92 rue Raynouard, 75016 Paris, France